AI agent ledger

Companies blocking AI agents

Banks, retailers, airlines, and platforms that keep personal AI agents out, or let them in, with the date and the source for each.

Updated · ledger as of Nov 11, 2026

Personal AI agents such as Meta Platforms' Muse can log in to a user's accounts, shop, book trips, and move money. Since Muse launched on Sept. 8, 2026, banks, retailers, and airlines have had to decide whether to let those agents in. This page lists each company that has said what it does, with the date and the source.

Companies that block or restrict AI agents

Newest first. Restrictions vary: some companies shut agents out entirely, while others let agents read information but not move money or complete a purchase.

CompanyWhat it didStanceDateSource
United Airlines (UAL)Airlines and travelRestricting unauthorized third-party personal AI agents on its website and app and through the travel agencies and aggregators that sell its tickets, with updates to its booking, ticketing, and distribution policies.Still allowed: Agents can still show United's flights and fares but can't complete a purchase on its site, Quartz reported, citing The Wall Street Journal.RestrictsCompany said soNov 11, 2026United statement
Quartz
Royal Bank of Canada (RY)Banks and financeDecided to block third-party personal AI agents from direct access to its online banking and other sign-in services.BlocksCompany said soOct 28, 2026Canadian Press
TD Bank (TD)Banks and financeDecided to block third-party personal AI agents.BlocksCompany said soAbout Oct 28, 2026Canadian Press
BMO (BMO)Banks and financeDoesn't permit AI agents to access its digital properties or execute transactions, a spokesperson said.BlocksCompany said soAbout Oct 28, 2026Canadian Press
CIBC (CM)Banks and financeDoesn't support personal AI agents directly opening or accessing accounts.RestrictsCompany said soAbout Oct 28, 2026Canadian Press
Scotiabank (BNS)Banks and financeWill limit third-party AI agents on its banking platforms while it monitors the security concerns.RestrictsCompany said soAbout Oct 28, 2026Canadian Press
Bank of America (BAC)Banks and financeEmailed customers asking them not to share their login with AI assistants and saying they're responsible for activity that results from that access.RestrictsCompany said soAbout Oct 27, 2026TechCrunch
Kohl's (KSS)Retail and e-commerceDoesn't let AI agents complete purchases.RestrictsReported by The Wall Street JournalAbout Oct 27, 2026Gizmodo
CNBC
Tapestry (TPR)Retail and e-commerceDoesn't let AI agents complete purchases on its brands' sites, which include Coach and Kate Spade.RestrictsReported by The Wall Street JournalAbout Oct 27, 2026Gizmodo
Neiman MarcusRetail and e-commerceBlocks some AI shopping agents.BlocksReported by The Wall Street JournalAbout Oct 27, 2026Gizmodo
CNBC
Chewy (CHWY)Retail and e-commerceBlocks some AI agents.BlocksReported by The Wall Street JournalAbout Oct 27, 2026Gizmodo
The RealReal (REAL)Retail and e-commerceStrengthened its bot defenses against AI shopping agents after a Verge test showed Muse could hold items in carts for hours.Agents named: MuseRestrictsCompany said soAbout Oct 26, 2026The Verge
Gizmodo
Wells Fargo (WFC)Banks and financeHas taken steps to block unauthorized agents, a spokesperson said.Since then: A new online access agreement, effective Nov. 24, 2026, makes customers responsible for revoking an AI agent's access and for all of the agent's activities until they notify the bank, American Banker reported.BlocksCompany said soOct 23, 2026USA Today
American Banker
Morgan Stanley (MS)Banks and financeHas blocked third-party AI agents from accessing its platforms.BlocksReported by AxiosOct 22, 2026Decrypt
eSecurity Planet
Citigroup (C)Banks and financeDoesn't permit third-party AI agents or assistants to log in to a customer's account or make transactions on its digital platforms.Still allowed: Limited, read-only access through open banking providers Citi has approved.RestrictsCompany said soOct 19, 2026USA Today
Retail Banker International
Charles Schwab (SCHW)Banks and financeBlocks unauthorized agents that try to log in on behalf of clients and doesn't let them move money, CEO Rick Wurster said.Still allowed: Schwab lets AI models connect under its own controls but won't let them move money, and it has limited its Claude for Financial Advisors integration to read-only access.BlocksCompany said soOct 15, 2026InvestmentNews
Banking Exchange
JPMorgan Chase (JPM)Banks and financeDoesn't let third parties log in to customer accounts with customers' banking credentials, so outside agents can't send money or pay bills.Agents named: Muse and Instinct, named by CNBCStill allowed: Agents can read data such as balances through Plaid or another open banking provider.RestrictsCompany said soOct 13, 2026Our report
CNBC
Fortune
Yelp (YELP)Tech platformsDoesn't permit non-human traffic on its platform unless the agent has paid to access its content and data.BlocksCompany said soOct 6, 2026TechCrunch
Amazon (AMZN)Retail and e-commerceBlocked Meta's Muse from buying products on Amazon.com, saying access by an unauthorized AI agent violates its conditions of use, and asked Meta to remove Amazon from Muse.Agents named: MuseBlocksCompany said soSep 20, 2026Our report
CNBC
Implicator
eBay (EBAY)Retail and e-commerceUpdated its user agreement to bar buy-for-me agents, LLM-driven bots, and any flow that tries to place orders without human review, unless eBay gives prior permission. The rule took effect for existing users on Feb. 20, 2026.BlocksCompany said soJan 20, 2026eBay user agreement
Value Added Resource
Amazon (AMZN)Retail and e-commerceSued Perplexity over its Comet browser's shopping agent, saying Comet accessed Amazon without authorization.Agents named: Perplexity CometSince then: A judge barred Comet from Amazon on March 9, 2026. The Ninth Circuit threw out that order on Aug. 4, 2026, Amazon filed an amended complaint on Sept. 21, 2026, and Perplexity has moved to dismiss it. The case is still open.SuedCompany said soAbout Nov 4, 2025Ninth Circuit opinion
The Fashion Law
Booking Holdings (BKNG)Airlines and travelBooking.com's terms, in the version dated Aug. 25, 2025, bar automated assistants, including AI-powered ones, from using its platform for any purpose, including making bookings, without its prior written permission.Still allowed: Booking works with OpenAI on a ChatGPT app, Reuters reported.BlocksCompany said soAbout Aug 25, 2025Booking.com terms

Companies that let AI agents in

Companies that let agents book, buy, or trade, often only agents that identify themselves or go through an approved connection.

CompanyWhat it didStanceDateSource
Delta Air Lines (DAL)Airlines and travelSaid authenticated AI assistants can complete bookings, with extra safeguards for sensitive trips such as those for unaccompanied minors.Since then: On Oct. 6, 2026, Delta told TechCrunch it had no partnership or integration that enables a third-party AI agent.AllowsReported by Quartz, citing The Wall Street JournalNov 11, 2026Quartz
TechCrunch
Uber (UBER)Airlines and travelCEO Dara Khosrowshahi called AI agents another opportunity to reach Uber's platform and a net positive for demand, though agents placed only four rides and 500 Uber Eats orders during the week of Halloween, its busiest week in October.AllowsCompany said soNov 4, 2026TechCrunch
Walmart (WMT)Retail and e-commerceIs building an Agent Gateway and set terms for AI agents so customers can shop Walmart and Sam's Club through the agents they choose. Agents that don't follow the terms are blocked. Walmart already sells through Muse, ChatGPT, Gemini, and others.PartnersCompany said soOct 21, 2026Walmart
TechCrunch
American Express (AXP)Banks and financeIntroduced a framework that captures and authenticates a cardholder's purchase intent before an AI agent completes a purchase.AllowsCompany said soOct 13, 2026TechCrunch
Southwest Airlines (LUV)Airlines and travelLaunched a ChatGPT plug-in, powered by OpenAI and Amazon Web Services, for shopping its flights, which it called the first step in a phased AI-powered booking approach.PartnersCompany said soOct 6, 2026Southwest release
Zillow (Z)Tech platformsAllows AI agents acting on behalf of consumers, though its anti-bot measures sometimes catch them.AllowsCompany said soOct 6, 2026TechCrunch
Hilton (HLT)Airlines and travelAccepts bookings from various agents, including Muse, a spokesperson said.Agents named: MuseAllowsCompany said soOct 2, 2026Skift
Expedia Group (EXPE)Airlines and travelNamed by Meta as a coming Muse connector to help users plan travel.Since then: Expedia also works with OpenAI, Reuters reported on Nov. 11, 2026.PartnersCompany said soSep 23, 2026Meta
Best Buy (BBY)Retail and e-commerceNamed by Meta as a Muse shopping partner at Meta Connect.Agents named: MusePartnersCompany said soSep 23, 2026Meta
TechCrunch
Gap (GAP)Retail and e-commerceNamed by Meta as a Muse shopping partner at Meta Connect.Agents named: MusePartnersCompany said soSep 23, 2026Meta
TechCrunch
SephoraRetail and e-commerceNamed by Meta as a Muse shopping partner at Meta Connect.Agents named: MusePartnersCompany said soSep 23, 2026Meta
TechCrunch
Wayfair (W)Retail and e-commerceNamed by Meta as a Muse shopping partner at Meta Connect.Agents named: MusePartnersCompany said soSep 23, 2026Meta
TechCrunch
Instacart (CART)Retail and e-commerceListed as a coming Muse integration at Meta Connect.Agents named: MusePartnersReported by TechCrunchSep 23, 2026TechCrunch
Shopify (SHOP)Retail and e-commercePartnered with Meta to bring Shop Pay checkout to Muse. In July 2025, Shopify storefronts' robots.txt files said buy-for-me agents and any flow that completes payment without a final review step aren't permitted.Agents named: MusePartnersCompany said soSep 21, 2026PYMNTS
Modern Retail
Robinhood (HOOD)Banks and financeLets customers connect third-party AI agents to separate Agentic Trading accounts, where the agents can view account data and execute trades.AllowsCompany said soMay 27, 2026Robinhood
Decrypt
Visa (V)Banks and financeAnnounced Visa Intelligent Commerce so AI agents can find and buy for consumers within limits each consumer sets, with partners including Anthropic, Microsoft, OpenAI, and Perplexity.PartnersCompany said soApr 30, 2025TechCrunch
Mastercard (MA)Banks and financeAnnounced Agent Pay so AI agents can shop and pay online for consumers, with partners including Microsoft and IBM.PartnersCompany said soApr 29, 2025TechCrunch

By industry

IndustryLimiting agentsLetting agents in
Banks and finance114
Retail and e-commerce77
Airlines and travel25
Tech platforms11

How this ledger is kept

A personal AI agent is an assistant that acts for one user: it logs in to that user's accounts, fills out forms, books trips, buys things, or moves money. Meta Platforms' Muse, OpenAI's agents, and Perplexity's Comet browser are examples. This page tracks what companies do about those agents. It doesn't cover search crawlers that collect pages to train AI models.

Each row links to the record we read: the company's statement, its terms of service, a court filing, or a report that quotes a named spokesperson. "Company said so" means the company itself confirmed it. "Reported" means an outlet said so and the company didn't confirm it on the record. The date is when the company acted or first said so publicly, or when the action was first reported if the company gave no date. "About" marks a date we couldn't pin down to the day.

"Blocks" means agents are shut out of the service the row describes. "Restricts" means some actions are off limits, such as moving money or completing a purchase, while others, such as reading a balance or searching fares, still work. "Allows" and "Partners" mean the company lets agents act, sometimes only agents it approves.

Common questions

Which companies block AI agents?
As of November 11, 2026, companies that block or restrict personal AI agents include United Airlines, JPMorgan Chase, Citigroup, Charles Schwab, Morgan Stanley, Wells Fargo, Bank of America, Royal Bank of Canada, TD Bank, BMO, CIBC, Scotiabank, Amazon, eBay, Kohl's, Tapestry, Neiman Marcus, Chewy, The RealReal, Booking.com, and Yelp. Some shut agents out entirely, and others block only actions such as moving money or completing a purchase.
Why are banks blocking AI agents?
Banks say agents that log in with a customer's password put accounts at risk. JPMorgan Chase said it doesn't let third parties log in with customers' banking credentials, and CEO Jamie Dimon warned on October 13, 2026 about rogue agents. Several banks still let agents read balances through approved open banking connections.
Did Amazon block Meta's Muse?
Yes. Amazon blocked Muse from buying products on Amazon.com starting around September 20, 2026, saying continued access by an unauthorized AI agent violates its Conditions of Use, and asked Meta to remove Amazon from Muse. Amazon is also suing Perplexity over its Comet browser's shopping agent.
Which companies allow AI agents?
Walmart, Shopify, Robinhood, Delta Air Lines, Hilton, and Zillow have said they let AI agents act for customers, often only agents that identify themselves or follow their rules. Southwest Airlines and Expedia have built tools with OpenAI or Meta, Uber calls agents a net positive for demand, and Visa, Mastercard, and American Express have programs for agent purchases.
How often is this page updated?
A company gets a row when it says, in a statement, its terms, a court filing, or through a named spokesperson, that it blocks, restricts, sues over, or allows personal AI agents, or when a major outlet reports that it did. Rows are added as new companies act.

Use this data

Our figures are free to reuse in articles, newsletters, and research with attribution and a link back to this page. Current table as a file: download CSV.

Suggested citation: AIStockWire, “Companies blocking AI agents,” aistockwire.com/companies-blocking-ai-agents, data as of Nov 11, 2026. Questions about the data: support@aistockwire.com.

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