Upstart Holdings, Inc. (UPST)
NasdaqGS · Price as of · Delayed Quote
- Profitability20/20
Profitable and growing: $47.2M net income over the last four reported quarters, up from $32.2M the year before.
- Insider buying vs selling14/20
Some insider buying (1 buy, $1.3M) against larger selling (15 sells, $5.3M). Any open-market buying is worth noticing.
- Dilution and offerings11/15
Share count up 1.1% in a year. Mild dilution.
- Analysts16
- Implied upside+56.3%
- Target range$20.00 to $61.00
- EPS expected$0.65 +26%
- A year ago$0.52
- Revenue expected$364.7M +32%
- Estimate range$0.45 to $0.88
UPST closed at $25.59 on Sep 11, down 12.1% since Aug 12. Chart read: price below both the 50-day and 200-day moving averages; the 50-day is below the 200-day (downtrend structure); trading at 3% of the 52-week range ($24.22 to $68.12).
Insider buying and selling at Upstart Holdings, Inc. (UPST)
The most recent Form 4 on record for Upstart Holdings, Inc. (UPST) is September 10, 2026, when Paul Gu, Chief Executive Officer, bought $1.3M of stock. An open-market purchase is money the filer chose to put in.
| Insider | Action | Value | Date | Type |
|---|---|---|---|---|
| Paul Gu · Chief Executive Officer | Buy | $1.3M | September 10, 2026 | Notable buy |
| Sanjay Datta · President, Capital& Enterprise | Sell | $3.2M | September 8, 2026 | Worth a look |
| Sanjay Datta · President, Capital& Enterprise | Sell | $565,931 | August 19, 2026 | Worth a look |
| Paul Gu · Chief Executive Officer | Buy | $1.4M | May 13, 2026 | Notable buy |
| Dave Girouard · Director | Buy | $5.0M | May 7, 2026 | Notable buy |
| Paul Gu · Chief Technology Offier | Buy | $3.9M | November 11, 2025 | Notable buy |
| Dave Girouard · Chief Executive Officer | Sell | $2.7M | September 15, 2025 | Routine |
| Sanjay Datta · Chief Financial Officer | Sell | $823,452 | August 20, 2025 | No decision |
Filed notices to sell
A Form 144 is filed beforean insider sells restricted stock. The Form 4 reporting the completed trade isn't due until two business days after the sale, so these land first. They are intentions, not transactions.
| Insider | Value | Filed | Status | Type |
|---|---|---|---|---|
| Datta Sanjay · Officer | $3.2M | September 8, 2026 | Executed | Option exercise |
| Mirgorodskaya Natalia · Officer | $27,417 | August 25, 2026 | Not yet reported | Routine |
| Mirgorodskaya Natalia · Officer | $16,461 | August 20, 2026 | Not yet reported | Vested shares |
| Datta Sanjay · Officer | $251,298 | August 20, 2026 | Executed | Vested shares |
| Darling Scott · Officer | $216,216 | August 20, 2026 | Executed | Vested shares |
Congress trades in UPST
| Date | Member | Action | Amount | |
|---|---|---|---|---|
| 2026-08-14 | Tony Wied WI | Sale | $15,001 - $50,000 | |
| 2026-07-14 | Tony Wied WI | Purchase | $15,001 - $50,000 | |
| 2026-06-09 | Tony Wied WI | Sale | $15,001 - $50,000 |
SEC filings
| Form | Filed | Description |
|---|---|---|
| 4 | September 10, 2026 | FORM 4 |
| 4 | September 10, 2026 | FORM 4 |
| 144 | September 8, 2026 | View on EDGAR |
| 4 | August 27, 2026 | FORM 4 |
| 144 | August 25, 2026 | View on EDGAR |
| 4 | August 21, 2026 | FORM 4 |
| 4 | August 21, 2026 | FORM 4 |
| 4 | August 21, 2026 | FORM 4 |
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Frequently asked questions
When does UPST report earnings?
Upstart Holdings, Inc. (UPST) is scheduled to report quarterly results on November 3, 2026 (estimated). The 6-analyst consensus is $0.65 per share on revenue of $364.7M for the quarter ending September 30, 2026, against $0.52 and $277.1M a year earlier. It has beaten the consensus EPS estimate in 3 of the last four quarters. The date is an estimate from past reporting patterns and can move until the company confirms it.
What do analysts expect for UPST?
16 analysts cover Upstart Holdings, Inc. (UPST). The consensus rating is Buy. The average price target is $40.00, in a range of $20.00 to $61.00.
Are insiders buying or selling UPST?
We track Form 4 filings for Upstart Holdings, Inc. (UPST). The activity listed on this page shows 4 open-market purchases and 5 qualifying sales. Each row is labelled Routine when the filer declared a pre-arranged 10b5-1 plan, Tax withholding when shares were sold automatically to cover the tax on a vest, or Own call when neither applies.
Where can I see UPST SEC filings?
Recent filings are listed on this page, newest first. The latest is a 4 filed September 10, 2026.